If you had travel insurance and were one of the unlucky (but lucky to be alive) people to have been on the sunken cruise ship Concordia would your insurance plan have worked? The short answer, YES.
Leading travel insurance provider, Travel Guard, which had at least three customers on the Concordia, defiantly took care of their members.
While thousands of evacuated Concordia passengers waited for Costa Cruise Lines to offer assistance, the insurance company helped its customers with their individual requests to relay messages back home, replace ID (for those who left their passports on the ship) and get quickly on flights back home, Mueller says.
Travel Guard's most common Gold policy – priced at 5-7% of your trip cost – bundles coverage for trip cancellation and interruption, baggage protection, medical expenses and emergency evacuation.
If any of the Travel Guard customers on Concordia had been injured, reimbursement of medical expenses and emergency medical evacuation would have kicked in, Mueller says. The policy also includes $10,000 accidental death and dismemberment insurance.
I'm even going to give them a free link: Travel Guard, jeez I'm nice.
The inevitability of accidents is a solid proof that travel insurance is a necessity to those people who find travel as a perfect hobby.
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